About HomeSafe Georgia - Mortgage Assistance for Qualified Homeowners
If you are facing foreclosure,
HomeSafe Georgia offers temporary mortgage assistance to help you keep your home. There is no cost to
apply and no closing cost.
In 2010, the Hardest Hit Fund® was
established by the federal government to provide foreclosure help to homeowners
most affected by the steep decline in home prices and rising unemployment
rates. HomeSafe Georgia was established by the Georgia Department of Community
Affairs to administer the $339 million designated to Georgia, one of the 18
“hardest hit” states.
Federally funded and state operated,
HomeSafe Georgia offers three government mortgage programs to qualified
homeowners based on need:
- Mortgage Payment Assistance: Provides assistance to those who have experienced an unemployment or underemployment hardship in the last 36 months.
- Mortgage Reinstatement Assistance: Provides assistance to those in need of mortgage help who have suffered a military, medical or death-related hardship in the last 36 months.
- Mortgage Payment Reduction: Provides mortgage modification to those who have experienced a significant permanent reduction of income in the last 36 months.
Stay up-to-date on HomeSafe Georgia
activities and read about our success stories by visiting